Welcome to this exceptional Oxford home offering versatility, privacy, and an incredible finished walkout basement designed as a true second living quarter! The main level features a first-floor primary suite, first-floor laundry, 3/4″ hardwood floors throughout the main living areas, cathedral ceiling in the living room, ceramic-tile kitchen, and a convenient half bath. Step outside to a newer deck overlooking the private backyard, complete with a firepit and the peaceful setting of the river next door. The fully finished walkout basement takes this home to another level, featuring its own full kitchen with stainless-steel appliances, bedroom, full bathroom, LVP flooring, entertainment system wiring, and plenty of storage. Perfect for extended family, guests, entertaining, a home office, or additional living space. The basement also offers a 4th bedroom/flex-room. Located on a quiet cul-de-sac with easy access to the Polly Ann Trail, this property offers the perfect combination of convenience and tranquility. Additional features include sprinkler system, abundant storage, and numerous updates including the primary bath (2021), washer/dryer (2021), deck (2023), FINISHED BASEMENT AND NEW APPLIANCES (2024), and main-floor half bath (2025). A unique opportunity to enjoy a beautiful Oxford home with exceptional indoor and outdoor living space!